Flagship Product Production Ready

Insurance Ontology
& Decision Trace

Turnkey, white-label-ready AI governance for insurance. Ontology-driven policy processing with complete decision traceability - running on the Axis platform today.

Overview

Governed Insurance Policy Processing

From policy intake to decision trace - every step audited, every decision traceable.

01

Policy Input

ACORD-formatted policy data enters the pipeline

02

Ontology Mapping

Koda maps policy to insurance domain schema

03

Rule Evaluation

Axis evaluates business rules via Drools engine

04

Decision Trace

Complete audit trail with hash verification

The Proof

Decision Trace Walkthrough

See exactly how a homeowners insurance policy moves through the governed pipeline.

Transaction #INS-2026-00847
Homeowners Policy - New Business
PII Scan SUCCESS
6ms
Fields scanned 34
PII detected 3 (SSN, DOB, Phone)
Action Redacted before agent processing
Ontology Mapping SUCCESS
12ms
Schema ACORD 140 -> Homeowners v3.2
Concepts mapped 18 of 18
Coverage gaps 0 detected
Rule Evaluation SUCCESS
34ms
Rules evaluated 47
Rules triggered 3 (premium calc, territory, deductible)
Confidence 98.2%
Collision Detection SUCCESS
8ms
Agents checked 2 (underwriting, pricing)
Collisions 0 detected
Shared state locks 0 conflicts
Agent Execution SUCCESS
142ms
Agent underwriting-agent-v2.1 (Claude Sonnet)
Tokens 1,247 in / 834 out
Cost $0.0089
Audit Hash VERIFIED
2ms
Algorithm SHA-256
Hash 9f3a7b2c...d8e1c7d1
Chain Linked to previous transaction hash
Total: 204ms Cost: $0.0089 Steps: 6/6 passed
APPROVED
See the full use case 541 concepts, 550 axioms, 1 collision caught - real metrics from a real filing
Read Insurance Filing Analysis
For System Integrators

White-Label Ready

Deploy the Insurance Ontology under your own brand. Our multi-tenant architecture lets system integrators offer governed insurance AI to their clients without building the governance infrastructure from scratch.

Configure ontologies per client, customize the dashboard, and maintain full control over branding - all backed by the Axis governance pipeline.

Multi-Tenant

Isolated configurations per client with tenant-specific ontologies and rule packs.

Custom Branding

White-label dashboard with your logo, colors, and domain.

API-First

Full REST API for integration into existing insurance platforms and workflows.

Embeddable

Embed the decision trace view and governance dashboard into your own applications.

What's Included

Technical Architecture

Everything you need for governed insurance AI, out of the box.

Axis

Governance Pipeline

  • PII scanning & redaction
  • Business rule evaluation
  • Human-in-the-loop escalation
  • Immutable audit trails
  • LLM telemetry & cost tracking
Koda

Insurance Ontology

  • ACORD schema mapping
  • Homeowners ontology (HO-3, HO-5, HO-6)
  • Collision detection engine
  • Gap analysis & validation
  • Territory & peril classification
Dashboard

Observability UI

  • Decision trace viewer
  • Pipeline monitoring
  • Compliance scorecards
  • Token usage & cost analytics
  • Queue management & escalation

For Insurance Organizations

See the Insurance Ontology in action with your own policy data. We'll walk you through the full decision trace pipeline.

For System Integrators

White-label the Insurance Ontology for your clients. Multi-tenant, API-first, and ready to embed.